Philippines

Early retirees and digital nomads (40+) wanting affordable Southeast Asia permanent residency. Excellent lifestyle and low cost of living. Flexible — deposit can be converted to property.

Mobility score

2/10

workbook layer

Visa-free

destinations

Passport tier

Emerging (<90)

Programme detail from the September 2026 data release

Last updated: September 2026Source-backed programme data77 source referencesData confidence

Minimum investment

$15k

Investment type

Bond / Deposit / can be converted to RE/property/golf shares after 30 days. Amount varies by age and pension status.

Timeline

4–8 weeks

Physical presence

Visit required for biometrics or interview

Best for

Early retirees and digital nomads (40+) wanting affordable Southeast Asia permanent residency. Excellent lifestyle and low cost of living. Flexible — deposit can be converted to property.

Key benefits

Low cost of living lifestyle
Retirement base in Southeast Asia
Available from age 40
Deposit-based route with potential real estate conversion
Indefinite stay with multiple-entry privileges
SRRV Classic and SRRV Courtesy are the main categories
SRRV Smile and Human Touch abolished from 1 September 2025
Administered by the Philippine Retirement Authority (PRA)
Application fee: USD 1,500
Annual PRA fee: USD 360

Limitations / notes

If citizenship/passport is the goal
if Schengen/UK/USA access needed
primary tax optimization
below 40 years old
No citizenship pathway. Philippines passport weak (66 visa-free). Program is purely a retirement/residency tool. SRRV deposit is NOT a traditional investment (time deposit in local bank).

Passport strength

Mobility score

2/10

Visa-free

66 destinations

Tier

Emerging (<90)

UK: No; USA: Visa required; 66 visa-free destinations

Philippines

Lawful residence

Philippines SRRV

Programme detail from the September 2026 data release

Key benefits

Limitations / notes

Country verification